PM JAN DHAN YOJANA: Rs 10,000 Overdraft Facility And Other Details To Know: PmModi Sarkar Rs.10 thousand for Jan Dhan customers…Enter!: Modi government is offering many schemes for the people of the country. The federal government provides various ways to develop the economy.
Modi government is providing many programs for the people of the country. The federal government provides various ways to develop the economy. The Modi government will also introduce programs for women to grow economically. About 47 million people have opened accounts under the Pradhan Mantri Jan Dhan Yojana across the country. But millions of people don’t know the features of this account.
The government is giving Jan Dhan account holders 10,000 rupees. You can request it from the bank. Apart from that, this account also has many benefits like a cover of Rs.1 lakh 30,000. If you are not familiar with these programs, find out immediately and ask for 10,000 rupees. Pradhan Mantri Jan Dhan Yojana loan can be applied for online.
A Jan Dhan account has various benefits for the account holder. The first advantage is that the customer does not have to worry about maintaining a minimum balance in this account. Other than that, they offer RuPay debit cards. You can take an excess of Rs.10,000 into this account by approaching the bank. Till now, this amount is 5,000 rupees. It has increased to ten thousand rupees.
This facility can be used even if there is no money in the account. For this, you should contact your bank branch. Meanwhile, the plan of this Pradhan Mantri Jandhan Yojana is to open zero-cost bank accounts for middle-class and poor families. Those who open accounts under this program will also benefit from this transfer facility. What is an overdraft?
Money can be withdrawn from a bank account (cash or current) up to a specified amount even if the account holder does not have a balance in the account. As with other credit institutions, the customer must pay interest when withdrawing money from the credit bureau. Jan Dhan account holders can withdraw up to Rs 10,000 in the form of a short-term loan. Earlier, this limit was Rs.5 thousand. But the government doubled the amount. How do overdraft companies work?
Under this program, the government allows customers who open accounts to borrow more money than they have in their accounts. Here are some rules to take advantage of this facility. To avail of the overdraft facility, the PMJDY account holder must operate it for at least six months. Similarly, only one person from a family can benefit from this money transfer facility. Generally, female members are eligible. Additionally, the customer must have a good CIBIL score. No contract is required under PMJDY investment up to Rs.2 thousand. The government has raised the age limit for money transfers from 60 to 65.
The government provides many facilities for Jan Dhan customers. In this, the account holder provides an accident cover of Rs. Apart from this, life insurance of Rs 30,000 will also be provided. If the account holder dies in an accident, the account holder’s family will get insurance of Rs. On the other hand, if the death occurs under normal circumstances, the insurance cover is Rs 30,000. How to open a Jan Dhan Account
If you want to use these programs, you can open an account if you have not opened a Jan Dhan account now. For this, you must have an Aadhaar card, a PAN card. You have to go to the bank and apply.